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What if the process takes more than a year (it could), and you lose anyway (you could), and end up owing far more than originally owed to Discover (could happen)?

In the first comment Jay left on the other thread he said he owes a debt to Discover for 5200, but is being encouraged to dispute it.

From the other page Jay said: “I have a Discover card owe 00 on it.

I was communicating with Discover via mail, and offered to settle for 25%.

I cannot know whether Jay’s account would have been one that got settled prior to charge off and placement with an attorney for further collection.

But I do know that his goal has been to settle, because he sent a letter to Discover offering to, and has said that remains his goal in the above linked comment string.

Yes, there are websites full of anonymous posters who promote sending letters for this, that, and the other thing.Visual guides are also included to help you locate information needed for citations. Our comprehensive guide will teach you how to format your paper and create accurate citations.There are also numerous citation examples to help you learn to cite nearly anything!Jay has access to the resources to help him do that.Electing for arbitration, or other alternative methods to dodge a legitimate debt, may in fact lead to a HUGE time commitment in order to succeed. If you have to spend what could be countless hours researching and applying what you learn if the CIR Law Office receives his letter and does not do as that website Jay has been reading suggests (CIC) – where the debt collectors “run for the hills” (man I hope there is more to what he read over there than that) – are you prepared to follow through?

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