To support evidence based lobbying and advocacy efforts aimed at addressing legal, policy and institutional constraints affecting the operational environment of CSOs in Zimbabwe.

Note: Debt consolidation is commonly referred to as credit consolidation.

Not everybody in your class has exactly the same level of English.

Some of you might be strong in writing, others may be strong in speaking.

There are three major types of debt consolidation: Debt Management Plans, Debt Consolidation Loans and Debt Settlement.

These are not quick fixes, but rather long-term financial strategies to help you get out of debt.

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